E-book Category: Affiliates, Manuals
E-book Title: The Secret
Book Description: THANKS TO THE GOVERNMENT YOUR BANK JUST GOT A BAIL OUT!! Your tax dollars are going to bail out all these banks because they made piss poor business decisions. BUT DON'T "YOU" DARE MISS A PAYMENT OR WE'LL BEND YOU OVER AND SCREW YOU FOR ALL YOUR WORTH!! It seems a little unfair if you ask me. Because you couldn't handle running your own damn business we are forced to bail you out with all our tax dollars. So you can stay in business. But your ready to throw us out of our home or reposes our car if we don't follow through on our part of the contract.
Well Hell a lot has changed since you all signed that document with the bank and if they can change the terms of the contract in the middle why cant you.
WELL NOW YOU CAN!!! THROUGH A LITTLE KNOW PROCESS CALLED NOVATION! Novation is a term used in contract law and business law to describe the act of either replacing an obligation to perform with a new obligation, or replacing a party to an agreement with a new party. In contrast to an assignment, a novation must be agreed upon by all the parties to the original agreement. The obligee, the person receiving the benefit of the bargain, must only be given notice. The obligor, the party making the novation, must only make the new obligor aware and receive consent from the new obligor. A contract transferred by the novation process transfers all duties and obligations from the original obligor to the new obligor.
For example, if Alex has a contract with Becky to cut her lawn and Daniella has a contract with Alex to cut his lawn, then it is possible to novate both contracts and replace them with a single contract wherein Daniella agrees to cut Becky's lawn. Contrary to assignment, novation requires the consent of all parties. Consideration is still required for the new contract but it is usually assumed to be the discharge of the former contract.
The criteria for one possible successful novation are: the complete acceptance of the liability by the new obligor, the acceptance of the new obligor by the obligee, and the acceptance by the obligee of the new contract as full performance of the old contract.
Now here is a big part of how this works, pay close attention....... HOW DO YOU GET THE BANK TO ACCEPT THE NEW CONTRACT.
Do you remember when long distance carriers like AT&T or MCI used to send you a check for $75, and on the check it said "By Cashing This Check You Agree to Accept the Terms of the Contract, and in effect you were accepting the contract by cashing the check. This allowed them to switch your long distance carrier and trick you into entering a contract. The same process executed properly will work for you against your bank. If you send them a new contract and provide them with a benefit and they cash your check. You now have a legally enforceable contract they cannot break.
This type of contract is called an implied-in-fact contract (a form of implied contract) is a contract agreed by non-verbal conduct, rather than by explicit words. The United States Supreme Court defined this in its decision Baltimore & Ohio R. Co. v. United States, 261 U.S. 592 (1923).[1]. That decision described "an agreement 'implied in fact'" as "founded upon a meeting of minds, which, although not embodied in an express contract, is inferred, as a fact, from conduct of the parties showing, in the light of the surrounding circumstances, their tacit understanding."
Such contracts are formed when one party accepts something of value knowing that the other party expects compensation. For example by visiting a doctor, a patient agrees to pay a fair price for the service. If he refuses to pay after being examined, he has breached a contract implied in fact.
Generally, an implied contract has the same legal force as an express contract. However, it may be more difficult to prove the existence and terms of an implied contract should a dispute arise. In some jurisdictions, contracts involving real estate may not be created on an implied-in-fact basis.
Typically, unilateral contracts are the subject matter of these types of contracts where acceptance is being made by beginning a specified task.
The most widely publicized use of this type of contract are people trying to get out of paying their mortgage. The reason people fail at this is because they still received a benefit of the initial contract and have not given the banks any additional consideration to modify the contract. They are only fulling thier obligation as debtor under contract.
The key to using the implied-in-fact contract is to renogiate the interest rate, term, and minimum payments required by your previous contract. You can do this by writing a simple new contract and sending an additional benefit NOT A PAYMENT!!!! BANKERS HATE ME AND ATTORNEYS HATE ME BUT HE PEOPLE I HELP LOVE ME. You will be able to do anything you want and they wont be able to do jack crap. I have used this method on many many banks. Not one of them has been able to break the contract. Don't wait for your bail out because frankly Unkie Sam Doesn't Give a Damn about the working American. The banker is not your friend put them in check by ordering now. Do it right now!. Don't let these banks screw you any longer! More... | |
